You're about to hand over your keys to your trusted property manager, and you're ready to lay back and relax while the manager deals with your problems. Everything from finding tenants to collecting rent is taken care of - however, 他们是你可以真正信任的人吗?
Did you know someone can be an all-star property manager and still steal from you? Some people are running around with business cards and no license. Without a license, they aren't liable to maintain standards. For all you know, their names could be made up, too. Let's go over how to prevent real estate fraud from embezzlement to straight neglect.
为什么要检查物业经理执照
Before we begin to tell you about the different types of property management fraud you can face from licensed and unlicensed individuals, let's go over why you should check the property manager license.
它是在线和免费的
根据这些 沃斯堡物业经理 you can find out if the license is valid or suspended and see the name and picture associated with it online for free. It is almost criminally negligent not to check it when it is so easy. Care about your investment and don't trust so easily.
它保护你免受身份欺诈
Are you 100% sure that this person is whoever they say they are? 这种可能性可能很小, but what if it's a smooth-talking con man ready to take your money and disappear. A quick online check can save your money from being swindled away.
他们可能会被停职
假设你检查了驾照, and everything was fine when you hired the property manager, 但后来他们的执照被吊销了. Anyone would do their best to keep putting bread on the table despite being barred from working.
They won't let you find out; since you vetted them once, they don't think it will happen again. 然而, we suggest checking the license multiple times during the contract with the property manager. 这不仅有利于你的内心平静, but it also ensures that you are not using the services of a sub-par property manager.
物业经理怎么会偷你的东西
物业经理的职责
物业经理负责七件基本的事情
- 会计
- 租金集合
- 租赁
- 抵押贷款
- 维修
- 安全的存款
- 视察物业
挪用公款
As you may have noticed, every one of these things involves holding your money. 这意味着你必须信任他们. 然而，世界不能在盲目信任的基础上运行. The ACFE estimates the median loss from embezzlement to be $ 117,000. This is especially possible with commercial properties. NGB物业管理 shared with us the ways they can steal from you so you can wise up and keep your money safe.
未申报收入
The property manager can take the money you didn't even know you were making. 例如, you've noticed that there has been a unit vacant for a few months, 你打电话告诉他们. They tell you they have some prospective tenants lined up, 他们正在努力, 它很快就会被填满. All the while, the unit is occupied, and they have been pocketing all the rent.
A way to do that is to not update the new tenant in the system or software you use. 几个月后, 他们可以把房租收进口袋，直到, 有一天,, 最终填充出问题的单元.
伪造发票
Another way they can steal money from you is that they will write a check to a company that is theirs. So they will pay themselves under the guise of a shell company.
什么工作都没做，你什么也没付. While on paper, their registered company earned by providing you a service.
接受回扣
我们知道回扣是怎么运作的. If you trust the property manager, then this can easily happen. They'll say something costs a thousand dollars more than it did. Then they receive and pocket the kickback from the company. This is almost impossible to catch unless you are very vigilant.
双重检查欺诈
这种双重检查的欺诈行为可能会被忽视多年. It's when the property manager writes a check to themselves and the utility they are paying for. 他们把支票兑现，自己留着钱. Then they change the name to the utility instead of their own. You will never see this unless you match the checks with the expenses on your profit and loss statements. You'll never know if your property manager has complete control of the accounting.
如何避免物业管理诈骗
You can make sure that no one ever steals from you by taking the following steps:
1. 文档
你所有的交易都有完整的记录. All invoices and receipts must pass before your eyes and be checked for validity.
2. 隔离
It would help if you segregated the accounting duties, so no one person has complete control. That means one person pays and receives while someone else does the data entry.
3. 控制记账
You need online administrator access to any soft wares used for the bookkeeping by the property manager so that you can see everything in real-time.
4. 突然造访
A little surprise visit now and then never hurt anyone. You can look at that empty unit or the new paint job.
结论
As much as we'd like to close our eyes and relax regarding our property once we hire someone, 我们不能. We must check their license, not once but several times. We must also keep a firm hand on bookkeeping to protect ourselves from fraud.
